Recent reports are predicting The Canada Greener Homes Loan (CGHL) will come to an end in 2025. Based on data of the average application rate and remaining funds, the industry is looking at a potential November 2025 deadline for the government loan program. If you’re interested in using the loan for solar, we’re going to help cover your pre-retrofit assessment fees to get you ahead and ready to apply.
The CGHL program opened up in 2022 as a companion program to The Canada Greener Homes Grant. Despite the abrupt closure of the grant in early 2024, the loan remains in high demand with homeowners across the country—and now funds are struggling to keep up with the extreme volume of eager applicants.
What started off as a $2.78 billion fund has quickly depleted, especially in the last year. The federal government also confirmed the addition of another $600 million to the overall funds in June 2025, yet the remaining fund still now sit at $444 million as of July 2025.
We also can’t rule out the program ending even earlier, especially since many people now see this as their last chance to get approval for the coveted 0% loan rate.
Free Government Loan Energy Assessment When You Sign Up With Polaron
Homeowners can apply for a loan of up to $40,000 at a 0% interest rate on a 10 year term to secure a diverse range of energy-efficient home upgrades, including solar, heat pumps and insulation. The loan acted as an invitation to secure expensive upgrades that homeowners might have already been eyeing—but without needing to pay thousands upfront. It also promoted specific retrofits that were proven to be both energy and money savers long-term.
The government loan is especially a huge game changer for those looking into solar installations as the $40,000 maximum loan amount is plenty to cover most residential solar energy system installations.
In order to be approved for the loan, homeowners must conduct a pre-installation energy assessment of their home. The assessment typically costs around a few hundred dollars, ranging between $100-$600 depending on your province.
See which provinces we currently install in and how much you could be saving on your energy assessment below!
| British Columbia | $500 |
| Alberta | $500 |
| Ontario | $600 |
| Nova Scotia | $250 |
| PEI | $99 |
| New Brunswick | $250 |
Polaron customers don’t have to worry about that added cost—because we’re going to cover it for you. We have experience assisting customers through tight application deadlines, and this is one of the many ways we’re getting you to the finish line before the program closes.
We also have a team of application specialists ready to guide you throughout the process, making sure you have everything you need for a successful application.
Don’t wait to secure this very limited time 0% rate offer and sign up with Polaron today!
